Terms of Service
These Terms of Service ("Terms") govern your access to and use of the Capital Rendex website and any associated services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
This is a general draft template provided for informational structuring purposes only. It does not constitute legal advice and has not been reviewed by a legal professional for any specific jurisdiction. You should have these Terms reviewed by qualified counsel before relying on them.
1. Acceptance of Terms
By creating an account, accessing our materials, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy, which is incorporated herein by reference. Capital Rendex may update these Terms from time to time, and continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
2. Description of Service
Capital Rendex provides AI-driven data analysis tools intended to support households and investors in organizing and reviewing financial information for long-term planning purposes. The Service is provided as a general analytical and organizational aid only.
The Service does not constitute financial, investment, tax, legal, or accounting advice, and Capital Rendex is not a registered investment adviser, broker-dealer, or financial institution. Any outputs, summaries, projections, or recommendations generated by the Service are informational in nature and should not be relied upon as the sole basis for any financial decision.
3. Eligibility and Accounts
To use certain features of the Service, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Service. By using the Service, you represent that you meet this requirement.
4. Acceptable Use
You agree not to use the Service in any manner that:
- Violates any applicable local, national, or international law or regulation.
- Infringes upon the intellectual property, privacy, or other rights of any third party.
- Attempts to reverse-engineer, decompile, or otherwise extract the underlying technology or models used by the Service.
- Introduces malware, automated scraping tools, or any mechanism designed to disrupt or overload the Service.
- Involves reselling, sublicensing, or redistributing the Service without prior written authorization from Capital Rendex.
Capital Rendex reserves the right to suspend or terminate access for any account found to be in violation of this section, at its sole discretion.
5. No Financial Advice Disclaimer
All content, analysis, projections, and outputs provided through the Service are generated using automated processes and general data inputs. They are intended for informational and educational purposes only and do not account for your complete personal financial circumstances.
You acknowledge that any decisions made based on information obtained through the Service are made at your own discretion and risk. Capital Rendex strongly recommends consulting with a qualified, licensed financial, tax, or legal professional before making any significant financial decision.
6. Intellectual Property
All content, software, design elements, trademarks, and other materials associated with the Service are the property of Capital Rendex or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, sell, or lease any part of the Service without prior written consent.
Any data or content you submit to the Service remains your property; however, by submitting it, you grant Capital Rendex a limited, non-exclusive license to process such data solely for the purpose of operating and improving the Service, subject to our Privacy Policy.
7. Subscription, Fees, and Billing
Certain features of the Service may require payment of fees. Where applicable, pricing, billing cycles, and renewal terms will be presented to you at the point of purchase. Unless otherwise stated, fees are non-refundable except as required by applicable law or as otherwise described in our refund policy, if any.
Capital Rendex reserves the right to modify pricing or introduce new fees for features of the Service, with reasonable advance notice provided to active subscribers where required.
8. Termination
You may stop using the Service and close your account at any time. Capital Rendex reserves the right to suspend or terminate your access to the Service, with or without notice, if it believes in good faith that you have violated these Terms or that such action is necessary to protect the Service, other users, or third parties.
Upon termination, provisions of these Terms that by their nature should survive — including intellectual property, disclaimers, limitations of liability, and indemnification — will continue to apply.
9. Disclaimers of Warranties
The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of data. Capital Rendex does not warrant that the Service will be uninterrupted, error-free, or completely secure.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Capital Rendex, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial opportunity, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.
In no event shall Capital Rendex's total aggregate liability arising from these Terms or your use of the Service exceed the amount you paid to Capital Rendex, if any, in the twelve (12) months preceding the event giving rise to the claim.
11. Indemnification
You agree to indemnify, defend, and hold harmless Capital Rendex and its affiliates, officers, and employees from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.
12. Third-Party Links and Services
The Service may contain links to third-party websites or integrate with third-party tools that are not owned or controlled by Capital Rendex. We are not responsible for the content, privacy policies, or practices of any third-party services, and your use of such services is at your own risk.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Capital Rendex operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable consumer protection law.
14. Changes to These Terms
Capital Rendex reserves the right to revise these Terms at any time. Material changes will be communicated through the Service or via other reasonable means. Your continued use of the Service following the posting of revised Terms constitutes your acceptance of those changes.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
16. Contact
Questions regarding these Terms should be directed through the contact channels made available on our website. For general correspondence, our registered address is listed in the footer of this site.
This document is a general template and is provided without warranty of legal sufficiency. Capital Rendex recommends periodic review of this page in consultation with qualified legal counsel to ensure ongoing compliance with applicable regulations.